Kumari Bank posts outstanding profit growth; earns Rs 18.16 crore in Q2

Kumari Bank Ltd. (KBL) has posted an outstanding profit growth of 194.08 percent in the second quarter of last fiscal year 2071/72. 

According to the second quarterly report of the bank published, the net profit increased to Rs 18.16 crore, up from Rs 6.17 crore in the corresponding previous year quarter ending. 

The profit was largely propelled by its net interest income of Rs 43.41 crore compared to Rs 35.17 crore of last fiscal year which is almost 23.39 percent growth. The increase in net interest income clearly signals that the banks was able to increase its core business activities.

Kumari Bank able to collect Rs 34.37 arba in deposit and mobilized Rs 25.28 arba in loan and advances in the last fiscal year as compared to Rs 27.40 arba in deposit and Rs 21.51 arba in loan by the end of the second quarter of the fiscal year 2071/72.

The bank is able write back Rs 5.65 crore whereas it’s provisioned Rs 9.63 crore for possible losses.

Kumari Bank annualized EPS now stands at Rs 20.75, per share net worth at Rs 134.58 and P/E ratio at 18.08 times.

Its NPA stood at 3.84 percent.

ShareSansar, January 26:

BOD meeting of Siddhartha Insurance proposes 26.315% dividend

The BOD meeting of Siddhartha Insurance Limited (SIL) has proposed 10 percent stock dividend and 16.315 percent cash dividend to its shareholder from its net profit earned last year.

However the decision is yet to get approval from the Insurance Board and its upcoming 13th Annual General Meeting.

ShareSansar, Jan 25:

Global IME Q2 result: Profit Growth limit to 1.8%, earns Rs 54.18 crore

Global IME Bank Limited has posted a profit growth of meager 1.8 percent in the second quarter of the current fiscal year 2071/72.

According to an unaudited financial statement published today, the bank disclosed that it achieved a net profit of Rs 54.28 crore in the second quarter of the current fiscal year compared to the net profit of Rs 53.28 crore in the corresponding period of last fiscal year 2071/72.

The bank’s net interest income reached Rs 1.15 arba in the second quarter this year, which is a growth of 46.11 percent compared to the income of the same period last year.

While the bank was required to provision Rs 28.91 crore in the second quarter this year for the possible losses, it could manage to write back only Rs 17.84 crore that it had provisioned in the previous years for possible losses.

Global IME Bank observed a satisfactory growth in terms of deposit collection and loan supply during the review period. While the bank mobilized Rs 55.20 arba on deposit in the second quarter this year, it extended a total of Rs 47.56 arba on loans.

It had mobilized a total of Rs 36.97 arba on deposit and Rs 30.11 arba on loans in the corresponding period of the last fiscal year 2071/72.

The bank also managed to slash its non performing loan (NPL) to 2.57 percent in the second quarter from 3.22 percent in the corresponding period of last year.

The annualized earning per share (EPS) and the net worth per share of the bank stand at Rs 21.57 and Rs 137.75 respectively. The P/E ratio remained 24.48 times. 

ShareSansar, January 26:

Soaltee Hotel Limited is distributing 17.89% Cash Dividend warrant to its shareholders from (9th Magh, 2071).

Soaltee Hotel Limited is distributing 17.89% Cash Dividend warrant to its shareholders from (9th Magh, 2071).

Mega Bank conducting 4th AGM today; 12% bonus in offing

Mega Bank Limited is convening its 4th annual general meeting (AGM) today. The AGM is schedule to starts at 11:00 AM at Army Officer Club, Bhadrakali, Kathmandu.

It has already proposed 12 percent bonus share to its shareholders from the profit it earned in the last fiscal year 2070/71.The decision, however, is subject to the approval of Bank’s AGM.

The major agendas for the AGM are approval of financial statement of FY 2070/71, appointment and approval of dividend declared by the BOD.

Mega Bank Limited has earned Rs 305.53 million net profit in the fiscal year 2070/71.

Summit Microfinance to hold its 6th AGM today; 38.95% dividend to be approved

Summit Microfinance Development Bank Limited (SMFDB) is convening its 6th annual general meeting (AGM) today. The AGM is schedule to starts at 8:30 AM at Agrasan Building, Birtamod, Jhapa.

It has already proposed 38.95 percent dividend – 26 percent bonus share and 12.95 percent cash – to its shareholders from the profit it earned in the last fiscal year 2070/71.The decision, however, is subject to the approval of Bank’s AGM.

The major agendas for the AGM are approval of financial statement of FY 2070/71 and approval of dividend declared by the BOD.

Summit Microfinance has earned net profit of Rs 1.4 crore and has paid up capital of Rs 2.8 crore.
ShareSansar

Nepal Investment to start distributing 15% bonus share certificate from Sunday

Nepal Investment Bank Limited (NIBL), one of the blue-chip companies, is distributing bonus share certificate to its shareholders from Poush 27.
 
NIB had endorsed 25 percent cash and 15 percent bonus shares to the shareholders from the net profit it earned in the last fiscal year 2070/71.
 
NIB already distributed 25 percent cash dividend to its shareholders back in Kartik, 2071.
 
The cash dividend would be distributed from 09:30 AM to 3:00 PM Sunday through Thursday and from 09:30 AM to 01:00 PM on Friday at its RTS, NIBL Capital Limited located in Lazimpat, Kathmandu, according to a notice issued by the bank today.
 
The company has published the list stating the distribution date as per the shareholders numbers.

ShareSansa

NRB again collecting Rs 10 billion from BFI’s; last auction rate stood at 0.1561%

Nepal Rastra Bank (NRB) is again collecting Rs 10 billion from the banks and financial institutions (BFIs) through deposit auction instrument for 3 month period. This is the eight time NRB is using this instrument to absorb liquidity.

On January 7, 2015 only NRB collected Rs 10 billion from BFI’s. The weighted average deposit auction stands at 0.1561 percent. This rate clearly signals that BFI’s is flooded with liquidity.

The central regulatory bank had introduced this new instrument through its Monetary Policy for Fiscal Year 2014/15 after its other short-term instruments, including frequent reverse repos, failed to resolve the liquidity surplus problem in the banking system.

Though BFIs can count their deposit in NRB as the statutory liquidity ratio (SLR), the returns to them have remained negligible so far due to the competitive bidding process.

The interest rates of the deposit auction are fixed through the auction.

• sharesansar

Allotment of NIBL Samriddhi Fund-I, 100% up to Rs 50,000 & 34.77% to rest

The allotment of ‘NIBL Samriddhi Fund-I’ -promoted by the Nepal Investment Bank and operated by Bank’s subsidiary NIBL Capital Limited- took place yesterday.

According to the NIBL Capital, it has allotted 100 percent to those who applied up to Rs 50,000 units and 34.77 percent for those who applied more.

The seven-year closed end NIBL Samriddhi Fund-1, the first mutual fund launched by NIBL Capital Limited and managed by Nepal Investment Bank Limited, has been oversubscribed by more than 3 times. The issue was closed on 21st Mangsir, 2071.

The mutual fund was originally offered 80 million units, but following a high number of applications for the mutual fund units priced at Rs 10, the fund manager allotted units worth Rs 1,000 million as allowed by the Mutual Fund Regulations 2067.

Out of total 100,000,000 units, 15,000,000 units or 15 percent of the total sold units has been allotted for the Nepal Investment Bank and NIBL Capital Ltd. together and the remaining 85,000,000 units was set aside for the general public.
ShareSansar

Policymakers nervous about Nepal's possible graduation

As Nepal is gearing up to move from the group of least developed countries (LDCs) to that of developing nations, policymakers are expressing a palpable sense of nervousness on whether the country would be able to retain much of the achievements made so far by the time of formal graduation.

Criteria met

Nepal has high chances of moving to the league of developing nations by 2021, as it has met two of the three goals fixed by the United Nations (UN) for graduation.

The first criterion fixed by the UN for LDC graduation is per capita gross national income, which, as of March 2012, should stand at $1,190. Second is the human resource development, which is measured using Human Assets Index. The index includes two indicators each on education and health and the country’s score should stand at 66 or above. Third is the level of economic vulnerability, which is measured using the Economic Vulnerability Index (EVI). This index includes eight indicators and the score should stand at 32 or below for graduation.

If an LDC meets two of the three goals, it qualifies to move to the league of developing nations.

Although Nepal’s per capita gross national income — at $717 — is way below the UN threshold for graduation, it met targets included in the EVI in 2012, with a score of 26.10. Since then Nepal’s score in the EVI has improved to 24.58 with a three-year moving average of 24.91, shows a presentation made recently by National Planning Commission (NPC) Member Swarnim Wagle.

Also, recent calculations made by the NPC show that Nepal had attained a score of 67.2 in Human Assets Index in 2012, which was 1.2 points more than the UN threshold.

Nepal has since progressed on this front and now has a score of 69.2, shows Wagle’s presentation.

“Since we have already met two of the three targets, the UN Committee for Development Policy will definitely review our case in March, making the country eligible for graduation by 2021,” NPC Programme Director Ravi Shankar Sainju, who has been overseeing the country’s graduation process, told The Himalayan Times.

Cause for concern

Yet, what seems to be worrying policymakers like Sainju is uncertainty over sustainability of the progress made so far because of low per capita income in the country.

“So far, most of the LDCs have graduated on the basis of income level. But since our case is different, we are concerned about failing to retain the achievements,” said Sainju.

A paper earlier floated by NPC said that the country needs to invest a whopping Rs 19.80 trillion in various sectors till fiscal year 2021-22 to meet the UN’s per capita gross national income target required for graduation.

Sainju doubts the country will be able to mobilise such a huge fund over the next seven years, as the economy is still moving ahead at a slow pace. “But even if it does, we may not be able to make productive use of the money because we have not addressed some of the basic issues required for economic growth,” he said.

“In this regard, the country’s focus should be on providing quality education and skill-based training to raise the productivity of the workforce.”

The latest Human Development Report of the UN shows only 28.3 per cent of country’s population aged 25 and above have acquired some years of secondary level education. At the same time, many youths do not want to take up vocational courses, as they look down upon jobs such as carpentry and masonry — although they are in high demand.

“Number of years of formal education and skill-based training has direct correlation with workforce’s productivity and income level. So, the state must focus in this area,” Sainju said, adding, “This will gradually lead to labour reallocation, as it’ll encourage workers to move from low-income to high-income jobs, which will ultimately accelerate economic growth.”

Way ahead

Currently, over 60 per cent of the country’s workforce is engaged in agriculture, and 3.83 million plots of land of various sizes are being used for the purpose. But food generated from almost 60 per cent of these plots is not sufficient to feed plot owners’ family members for up to 12 months, the National Agriculture Census 2011-12 shows. This means there is almost zero return on hard labour put in by many engaged in farming jobs.

“Because of engagement in such unproductive works many are still living below the poverty line. This is the reason why labour reallocation is important,” said Sainju.

The incidence of poverty in the country dropped by 11 percentage points to 31 per cent in between 1996 and 2004 — an achievement which was widely acclaimed. Yet, as of fiscal year 2012-13, 23.8 per cent, or almost a quarter, of the total population was still trapped in poverty.

“Replaying the events of 1996 to 2004 to lift these people from the traps of poverty is almost impossible, as these groups are most vulnerable and are economically and socially backward. So, we have to give them access to education and vocational training, raise their capacity, create job and self-employment opportunities and create proper safety nets so that they can deal with income and expense shocks,” said Sainju.

“Unless we lift a significant portion of people living under the poverty line, we may not be able to increase per capita gross national income, which is crucial to sustain the progress made so far.”

Source: THT

Good returns lure leaders, teachers to apiculture

Rastriya Janamorcha Party leader Goma Shahi has a new identity now. When he is not engaged in affairs of state, the politician-cum-farmer rears cows and has recently started beekeeping. “Nepal is an agro-based country. This is why I have ventured into an agro-based business,” Shahi said.

Bhola Sharma, president of the Bageshwori chapter of the Nepal Students’ Union (NSU), is involved in commercial apiculture. The student leader from Kohalpur believes that the profession will make him financially sound and also help him pursue further studies. 

“Politics and studies both require capital. Being the son of a farmer, I have become involved in farming to meet these objectives,” Sharma said, adding that he had gotten into bee farming as it was relatively easier. 

Gopal Adhikari of Kohalpur is a teacher at Bageshwori Multiple Campus. “I earn Rs 15,000 to Rs 20,000 monthly from bee farming,” Adhikari said, adding that he was planning to expand the farm. The first commercial bee farm in Banke district was established in Kohalpur.

Janakalyan Multipurpose Cooperative has been supporting the initiative. The cooperative gives Rs 4,000 per hive. According to Lil Bahadur Rana, the cooperative has been extending support with a motive to increase people’s interest in the agro sector. “In the first phase, we are helping 200 farmers technically and financially.

We aim to increase the number gradually,” Rana said. The proximity to the Banke National Conservation Area which contains abundant flowers and plants has helped bee keeping to flourish in the area.

According to experts, one beehive produces 25 kg to 40 kg of honey annually.

Honey sells for Rs 450 to Rs500 per kg. Purna Basnet, president of the Federation of Bee Farmers Association, said that climatic conditions and food for bees play a crucial role in bee farming.

Source: The Kathmandu Post

NMB Bank starts distributing 20% bonus share certificate from today

NMB Bank Limited (NMB) is distributing bonus share certificate to its shareholders from today.

NMB Bank AGM had endorsed 20 percent bonus shares to the shareholders from the net profit it earned in the last fiscal year 2070/71.

The bonus share certificate would be distributed from 10:00 AM to 2:30 PM Sunday through Thursday and from 10:00 AM to 01:00 PM on Friday at its RTS, NMB Capital Limited located in Babarmahal, Kathmandu, according to a notice issued by the bank today.

The company has published the list stating the distribution date as per the shareholders numbers.

Sharesansar

Janaki Finance pledges 70% bonus share plus cash dividend for tax purpose

Janaki Finance Company Limited has pledged 70 percent bonus share plus cash dividend for tax purposes from the massive net profit it posted in the last fiscal year.

A meeting of Board of Directors took the decision to this effect yesterday, a highly placed source at the finance company based in Janakpurdham told ShareSansar today.

Talking to ShareSansar earlier this month, Ram Nritya Shama, the Chief Executive Officer of the finance company had said that they were planning to distribute around 65 percent bonus share as well as cash dividend also because they have a reserve of dividend that the central bank did not allow them to distribute in the previous fiscal year 2069/70.

CEO Sharma also informed that they are also planning to hold the AGM toward Mangshir end or Poush.

CEO Sharma, however, refuted rumors in the market that Janaki Finance will pledge around 100 percent bonus share this time also because its paid-up capital stands at just Rs 14.62 crore.

It may be noted that the central bank had blocked dividend proposed by the finance company for the previous fiscal year, citing high non-performing loan.    

Janaki Finance Company Limited posted 125 percent increase in the net profit in the quarterly report published today for the fiscal year 2070/71. 

In comparison to the corresponding quarter of last fiscal year the net profit increased from Rs 3.97 crore to Rs 8.95 crore in the fourth quarter of the fiscal year 2070/71. 

The finance company accumulated deposits of Rs 1.20 arba and the loan flow was Rs 91.17 crore in the fourth quarter. As compared to the corresponding quarter of last fiscal year the deposit and loan was Rs 1.01 arba and Rs 70.50 crore respectively.

Write back of provision for possible loss has also increased to Rs 8.01 crore up from Rs 2.36 crore in the fourth quarter. 

The rise in the net profit is also due to the increase in the core business of the finance company as the net interest income has surged to Rs 10.71 crore from Rs 7.71 crore in comparison to the corresponding quarter. 

The NPL of the finance company also dropped to 4.89 percent by the end of the fourth quarter, down from 11.82 percent at the end of the previous fiscal year 2069/70. 

Likewise the EPS of the finance is Rs 61.20, per share net worth is Rs 272.01 and the P/E ratio is 8.17 times. 

AGM of Jebil’s Finance approved 14.74% dividend

Jebil’s Finance Limited (JEFL) has successfully conducted its 5th AGM yesterday. The AGM has approved the decision to distribute 10 percent bonus and 4.74 percent cash dividend to its shareholders.

The company has collected Rs 76.76 crore as deposit in the fiscal year 2070/71 which is more than 32 percent compared to previous fiscal year. During review period, finance has mobilized Rs 67.20 crore in loan and advances and earned Rs 4 crore as net profit.
Sharesansar

Clean Village Microfinance to issue IPO share, appoints NMB capital as Issue Manager

Clean Village Microfinance Limited sign a pact with NMB Capital Limited for issuing primary share to the general public. The company is planning to issue 1,20,000 units ordinary share to general public.

Clean Village Microfinance CEO Jitendra Sharma Lamsal and NMB Capital CEO Shreejesh Ghimire signs an agreement. 

Microfinance has provided collateral free loan to more than 12 thousand people through its 22 branches and has mobilized Rs 27 crore in loan and advances.

The company has paid up capital of Rs 4 crore. Clean Energy Development Bank has 51 percent share in this company.

Rapti Bheri Bikas Bank also get nod for IPO

Securities Board of Nepal (Sebon) has granted its approval to Rapti Bheri Bikas Bank Limited (RBBL) to launch its Initial Public Offering (IPO).

According to Sebon officials, the capital market regulator decided to permit the regional development bank to issue 500,054 units of primary shares with face value of Rs 100 to public on Friday.

Rating agency ICRA Nepal has assigned an ´[ICRANP] IPO Grade 4´ rating to the IPO, indicating below-average fundamentals to the proposed public issue.

Headquartered in Nepalgunj, RBBL started its operations in February 2010. It has license to operate in Banke, Dang and Bardiya districts. The bank is headquartered at Nepalgunj.

Source: Republica

Upper Tamakoshi gets final approval from SEBON to issue primary share

Upper Tamakoshi Hydropower Limited one of the most awaited primary share has finally received final nod from security board of Nepal (SEBON) to issue primary share to locals of the project affected district and its lending institutions.

As per the provision, the company using natural resources must set aside at least 10 percent share to general people residing in the project affected area.

The IPO of the Upper Tamakoshi will be the biggest in the capital market of the Nepal in terms of volume of shares. The 456-MW hydropower project has paid-up capital of Rs 10.59 billion.

Though it also plans to issue a total of 15 percent primary shares to general public, it is issuing 34 percent of its shares to the locals of Dolakha, staff of Nepal Electricity Authority (NEA), UTKHPL, lending institutions and the borrowers of the Employees Provident Fund (EPF) in the first phase.

Citizens Investment Trust is the issue manager of UTKHPL. The shares will have face value of Rs 100 each.

Upper Tamakoshi Hydropower Project (456MW) is close to completion, with only 30 percent of the civil works left to be done.

The completion of the national pride project is expected to reduce load-shedding significantly.

If the current pace of work continues, the project should start generating electricity by mid-2016, according to project officials. The country’s largest under-construction hydropower project is located 68km from Charikot, the district headquarters of Dolkha.

A senior official of Nepal Electricity Authority (NEA), a key promoter of the project, said once the project completes, power outage hours would reduce significantly, particularly during the rainy season.

Sharesansar

NRB allows opening yuan bank accounts

Individuals and firms in Nepal having foreign exchange earnings can open Chinese yuan accounts in commercial and development banks, the Nepal Rastra Bank (NRB) said on Sunday.

Issuing a directive to A and B class banks and financial institutions, the central bank lifted the ban on banking in the Chinese currency, which is expected to help people doing transactions with Chinese nationals and firms.

The government had been imposing restriction on opening accounts in Indian and Chinese currencies. And, the restriction on opening Indian currency (IC) accounts remains. International agencies, including diplomatic ones, foreign firms and their agents, manpower agencies, those employed in foreign land, international and national non-govenrment organisations, foreigners working in Nepal, various companies involved in foreign currency transactions such as travel agencies, hotels and money changers and the contractors selected through global tender, among others, can open such accounts.

Even though yuan accounts have been permitted, NRB has placed certain restrictions on exchanging Chinese currency with other convertible currencies without its approval. There is no restriction on converting yuan into another currency for payment and opening another account after such an exchange.

This measure has been taken in line with the agreement signed with the People’s Bank of China during NRB Governor Yubaraj Khatiwada’s recent visit to China. “The agreement signed with the Chinese central bank has opened the way to allowing Nepali’s to open yuan accounts in Nepali banks,” said Bhisma Raj Dhungana, acting executive director of NRB. “Now Chinese currency will be treated like other convertible foreign currencies such as the US dollar.”

He added that as the Nepali rupee was pegged to the Indian rupee, the central bank could not allow people to open Indian currency accounts here. “One cannot covert IC into US dollars because of the pegging,” he added.

Following the accord with the Chinese central bank enabling the increased use of Chinese currency in bilateral trade and payment, NRB had recently allowed Nepali banks to open accounts in Chinese currency in any Chinese commercial bank.

The latest directive has also allowed them to open Chinese yuan accounts in Chinese banks by selling other convertible currencies. Likewise, NRB has permitted the use of Chinese currency for payment and adjustment of transactions.

Dhungana said the latest NRB measures would help internationalize Chinese currency besides boosting Chinese arrivals and investment in the country. “Chinese tourists can now visit Nepal by carrying their own domestic currency, and that will help boost arrivals,” he said.

Source: Tha Kathmandu Post

RBB plan to issue share to general public worth Rs 3 billion

Rastriya Banijya Bank (RBB) one of the oldest and state owned commercial bank planning to go public by issuing primary shares worth Rs 3 billion, which is 30 percent of the total share capital of the bank.

RBB which already fulfilled the capital adequacy ratio requirement in the second quarter to fully recover from the crisis said that the company is waiting for the government’s approval for the proposed IPO. RBB, which was on the brink of collapse due to massive loan defaults, had undergone the financial sector reforms programme for over a decade.

Rastriya Banijya Bank Limited (RBB) has able to make its capital adequacy ratio (CAR) positive by 10.05 percent. Prior, RBB capital adequacy ratio was negative by 33 percent.

Recently, Rastriya Banijya Bank has sold 15 percent promoter share of Nepal Investment Bank Limited and Nepal Aawas Finance Limited on auction to the general public and institutional investors from which the bank has been able to earn Rs 2.8 arba approximately, which help to increase its capital fund.

Government of Nepal (GOI) has injected Rs 4.32 billion as capital in 2069. The bank has also converted Rs 3 billion as capital which they have received from World Bank under financial sector reform program

The bank also converted preference share worth Rs 78.70 crore to ordinary share in Asar, 2070. RBB is also planning to issue ordinary share to the general public in the next fiscal year.

RBB said the IPO will change its shareholding structure and the participation of the public will help it grow.

“Rather than bringing in a strategic partner, we think going public will help the bank achieve sustainable growth,” RBB Chairman Rewat Bahadur Karki said at a press meet here on Sunday.

The bank has lowered the non performing loan (NPL) level to 4 percent from once more than 60 percent. It has been earning profits for last six years. Last year, it earned a net profit of Rs 1.75 billion. RBB also plans to expand its businesses. A credit-to-deposit (C/D) ratio of just 61 percent gives the bank a huge space to expand credit.

It plans boost its credit disbursement by Rs 15 billion to Rs 77 billion by this fiscal year.
Share Sansar

STOCK WATCH: Last day to clinch 7% bonus and 1.5% cash of Civil Bank

Today is the last day for the investors to get hold of the dividend pledged by Civil Bank Limited (CBL) for the fiscal year 2070/71. 

Civil Bank is closing its shareholder register book from tomorrow (Poush 22) to convene its annual general meeting (AGM). 

The bank has scheduled its AGM on Magh 9, 2071.  Only those investors buying shares of the bank till today (Monday) will be entitled for the dividend that it has announced for the fiscal year 2070/71 and allowed to attend the AGM.

Civil Bank Limited has already proposed 7 percent bonus share and 1.5 percent cash dividend to its shareholders from the profit of FY 2070/71.

Share Sansar

प्रभु बैंकको कारोबार खुल्यो, पहिलो दिननै सेयर मूल्य १० प्रतिशत बढ्यो, २२७ रुपैयाँमा बन्द

काठमाडौं। प्रभु बैंकको सेयर कारोबार आइतबारबाट सुरु भएको छ। बैंकको सेयर प्रति कित्ता दुई सात रुपैयाँका दरले किनबेच हुने गरि खुलेको थियो।

 

मर्जरका कारण लामो समयदेखि बैंकको सेयर कारोबार स्थगित गरिएको थियो। बजार खुलेसँगै बैंकको सेयर मूल्य बढेको थियो। १० प्रतिशतसम्म मूल्य बढेपछि २२७ रुपैयाँमा अन्तिम कारोबार भएको थियो।

 

किस्ट बैंक, प्रभु विकास बैंक, गौरिशंकर डेभलपमेन्ट बैंक र जेनिथ फाइनान्स गाभिएर प्रभु बैंक बनेको हो। यसअघि तत्कालि प्रभु फाइनान्ससँग वैभव फाइनान्स र समृद्धि विकास बैंक गाभिएर प्रभु विकास बैंक बनेको थियो। 

- See Bizmandu

राष्ट्रिय बाणिज्य बैंकले सर्वसाधारणमा ३० % सेयर जारी गर्ने, पत्रकारलाई ५० हजारको पुरस्कार

काठमाडौं। राष्ट्रिय बाणिज्य बैंकले सर्वसाधारणलाई सेयर जारी गर्ने प्रकृया अगाडि बढाएको छ। बैंकले सर्वसाधारणलाई ३० प्रतिशत सेयर वितरण गर्न लागेको हो।

 

'राष्ट्र बैंकको निर्देशन अनुसार सर्वसाधारणलाई सेयर जारी गर्न सरकारसँग अनुरोध गरेका छौं,' प्रमुख कार्यकारी अधिकृत कृष्ण शर्माले बैंकको स्वर्ण बर्ष २०७१ र सुधारको कार्यक्रमका बारेमा जानकारी गराउने उदेद्दश्यले आयोजित पत्रकार सम्मेलनमा आइतबार भने, 'स्वीकृति आएपछि चालु बर्षभित्रै सेयर निस्कासन गरिसक्छौं।'

 

बैंकको अहिले पुँजी आठ अर्ब ५८ करोड रुपैयाँ छ। बैंकले यसलाई ७० प्रतिशत मानेर बाँकी ३० प्रतिशत सेयर जारी गर्ने प्रकृया सुरु गरेको हो। 

 

बैंकले कृषि कर्जा अन्य बैंक तथा वित्तीय संस्थाको भन्दा एक प्रतिशत बिन्दु कममा उपलब्ध गराउने जनाएको छ। बैंकले पाँच प्रतिशतमै कृषि कर्जा उपलब्ध गराउने जनाएको हो। 

 

बैंकले प्रत्येक बर्ष प्रदान गर्ने गरी पत्रकारिता पुरस्कारको पनि स्थापना गरेको छ। 'वित्तीय तथा अर्थतन्त्रका क्षेत्रमा योगदान पुर्‍याउने पत्रकारहरुलाई प्रोत्साहन गर्नका लागि पुरस्कार स्थापना गरिएको हो,' बैंक सञ्चालक समिति अध्यक्ष डा. रेवतवहादुर कार्कीले भने। बैंकले ५० हजार रुपैयाँ राशीको पुरस्कार घोषणा गरेको हो।

 

कार्कीले वित्तीय क्षेत्र सुधार कार्यक्रमपछि राष्ट्रिय बाणिज्य बैंकको कायापलट भएको बताए। उनले अहिले नेपालको बैंकिङ प्रणालीको गुणात्मक विकास भइरहेको पनि बताए। 

- See Bizmandu

माथिल्लो तामाकोशीले पायो सेयर जारी गर्न स्वीकृति, तीन करोड ६० लाख कित्ता निस्कासन

काठमाडौं । माथिल्लो तामाकोशी जलविद्युत् आयोजनाले पहिलो चरणमा प्रभावित क्षेत्रका स्थानीय बासिन्दा, कर्मचारी सञ्चय कोषका बचतकर्ता, ऋण लगानी गर्ने संस्थाका कर्मचारी र नेपाल विद्युत् प्राधिकरणका कर्मचारीलाई साधारण सेयर जारि गर्न स्वीकृति पाएको छ ।

 

नेपाल धितोपत्र वोर्डले तामाकोशीलाई एक सय रुपैयाँ अंकित दरका तीन करोड ६० लाख ६ हजार कित्ता सेयर जारी गर्न स्वीकृति दिएको हो । यो सेयर बढीमा दुई महिनाभित्र  निस्कासन गरिसक्नु पर्छ ।

 

‘हामीले स्थानीय, बचतकर्ता र ऋण लगानी गरेका संस्थाका कर्मचारीलाई सेयर जारी गर्न स्वीकृति दिएका छौं,’ वोर्डका प्रवक्ता तथा निर्देशक निरज गिरिले आइतबार बिजमाण्डूसँग भने, ‘अब संस्थाले सबै प्रबन्ध मिलाएर केही सातामै सेयर निश्कासन गर्न सक्छ ।’

 

वोर्डले तामाकोशी निर्माणस्थल दोलखाका बासिन्दालाई एक करोड पाँच लाख ९० हजार कित्ता सेयर जारी गर्न स्वीकृति दिएको छ । ऋण सम्झौता हुँदा (चार बर्षअघि) कर्मचारी सञ्चय कोषको बचतकर्ताहरुका लागि एक करोड ८२ लाख ९९ हजार ५२० कित्ता, आयोजनामा ऋण लगानी गर्ने संस्थाका कर्मचारीका लागि ३० लाख ४९ हजार ९२० कित्ता र आयोजनाका कर्मचारी तथा विद्युत् प्राधिकरणका कर्मचारीका लागि ४० लाख ६६ हजार ५६० कित्ता सेयर पाउने छन् । 

 

आयोजनामा सञ्चय कोष, नागरिक लगानी कोष, नेपाल टेलिकम र राष्ट्रिय बिमा संस्थानले ऋण लगानी गरेका छन् । 

 

कम्पनीले निश्कासन गर्ने कुल सेयरमध्ये ३४ प्रतिशत सेयर पहिलो चरणमा जारी गर्न लागेको हो । कम्पनीले दोलखावासीका लागि १० प्रतिशत सेयर जारी गर्न लागेको हो । कर्मचारी सञ्चय कोषका सञ्चयकर्तालाई १७.२८ प्रतिशत र ऋण दिने संस्थाका कर्मचारीलाई २.६६ प्रतिशत र तामाकोशी तथा विद्युत प्राधिकरणका कर्मचारीका लागि ३.८४ प्रतिशत सेयर जारी गर्न लागेको हो ।

 

प्रभावित क्षेत्रका बासिन्दा र कर्मचारीलाई जारी गरिने सेयर दोस्रो बजारमा तीन बर्षपछि मात्र कारोबार गर्न पाइने छ । सर्वसाधारणका लागि भने १५ प्रतिशत सेयर छुट्याइएको छ ।   

 

२०७२ चैतमा आयोजना निर्माण सक्ने गरी काम सुरु गरिएको माथिल्लो तामाकोशीको क्षमता ४५६ मेगावाट हो । यो आयोजनाले सेयर जारी गर्नकै लागि चौथो बार्षिक साधारणसभाबाट सेयर पुँजी बृद्धि गरेको थियो । ११ अर्ब अधिकृत पुँजी भएको माथिल्लो तामाकोशीको नयाँ पुँजी संरचना अनुसार चुक्ता पुँजी १० अर्ब ५९ करोड रुपैयाँ छ । 

 

तामाकोशीको संस्थापकका रुपमा प्राधिकरणको ४१ प्रतिशत सेयर छ । नेपाल टेलिकमसँग ६ प्रतिशत, राष्ट्रिय बिमा संस्थान र नागरिक लगानी कोषसँग २/२ प्रतिशत सेयर छ । 

 

आयोजनामा चार संस्थाले २२ अर्ब रुपैयाँ ऋण लगानी गरेका छन् । यसमध्ये सञ्चय कोष एक्लैले १० अर्ब ऋण र दुई अर्ब डिबेन्चर दिएको छ । नागरिक लगानी कोषले दुई अर्ब, बिमा संस्थानले दुई अर्ब र नेपाल टेलिकमले ६ अर्ब ऋण लगानी गरेका छन् ।

 

दोलखाका एक जनालाई ५७ कित्ताभन्दा कम

तामाकोशी आयोजनाको निर्माण स्थल दोलखामा पर्छ, यसै कारण कम्पनीले दोलखाका स्थानीय वासिन्दालाई १० प्रतिशत सेयर दिएको हो । 

 

२०६८ सालको जनगणना अनुसार दोलखामा एक लाख ८८ हजार जनसंख्या छ, यो आधारमा औषत निकाल्दा एक जना दोलखाीको हातमा ५७ कित्ता सेयर पर्ने छ । आयोजनाले दोलखामा अहिले जनसंख्याको नयाँ लगत निकाल्न सुरु गरिसकेको छ । यो अवधिमा जनसंख्या बृद्धि भएको हुनाले स्थानीयले पाउने सेयर संख्या केही कम हुन सक्छ ।

 

सञ्चय कोषका प्रत्येक कर्मचारीलाई ३४९० कित्ता

तामाकोशीका ऋणदाता संस्थाका कर्मचारीले २.८८ प्रतिशत सेयर पाउने छन् । आयोजनामा दिएको कर्जा अनुपातका आधारमा छुट्याइएको सेयर कर्मचारी सञ्चय कोष, नागरिक लगानी कोष, टेलिकम र बिमा संस्थानका कर्मचारीमा बिभाजन गरिने छ । 

 

तामाकोशीले चार संस्थाबाट २२ अर्ब ऋण लिएको छ । त्यसमध्ये सञ्चय कोषले १० अर्ब ऋण र दुई अर्ब डिबेन्चर दिएको छ । यो आधारमा ऋण लगानी गर्ने चार संस्थाका लागि छुट्याएको ३० लाख ४९ हजार ९२० कित्ताको ५५ प्रतिशत अर्थात (१६ लाख ७७ हजार ४५६ कित्ता) सञ्चय कोषका कर्मचारीले पाउने छन् ।

 

तामाकोशीसँग सञ्चय कोषले २०६७ साउन १४ गते ऋण सम्झौता गरेको थियो । त्यसबेला सञ्चय कोषमा ४८२ जना कर्मचारी थिए । यो आधारमा औषत निकाल्दा त्यहाँका कर्मचारी प्रत्येकको भागमा तीन हजार ४८० कित्ता सेयर भाग लाग्छ । 

 

लगानी कोषका प्रत्येकले २५४२ कित्ता पाउने

नागरिक लगानी कोषले तामाकोशीमा दुई अर्ब ऋण लगानी गरेको छ । यो आधारमा कोषका कर्मचारीले दुई लाख ७४ हजार ४९२ कित्ता सेयर पाउँछन् । 

लगानी कोषसँग तामाकोशीले २०६७ मंसिर २१ गते ऋण सम्झौता गरेको थियो । सम्झौता हुँदा कोषमा १०८ जना कर्मचारी थिए । यो आधारमा कोषका प्रत्येक कर्मचारीले दुई हजार ५४२ कित्ता सेयर पाउने छन् ।

 

बिमा संस्थानकाले ११०६ कित्ता

बिमा संस्थानले पनि तामाकोशीलाई दुई अर्ब नै ऋण दिएकाले त्यहाँका कर्मचारीले पनि दुई लाख ७४ हजार ४९२ कित्ता सेयर पाउने छन् । 

 

संस्थानले २०६७ मंसिर २१ गते ऋण सम्झौता गरेको थियो । सम्झौता हुँदा संस्थानमा २४८ कर्मचारी थिए । संस्थानका प्रत्येक कर्मचारीका हातमा अब एक हजार १०६ कित्ता सेयर पर्ने छ ।

 

निर्माण गर्नेको हातमा ४४२ कित्ता मात्रै

तामाकोशी विद्युत् प्राधिकरणले बनाउन लागेको आयोजना हो । तामाकोशी र प्राधिकरणका कर्मचारीलाई ३.८४ प्रतिशत अर्थात ४० लाख ६६ हजार ५६० कित्ता सेयर छुट्याइएको छ । 

 

प्राधिकरणमा अहिले नौं हजार १४६ जना कर्मचारी छन् । तामाकोशीमा प्राधिकरणबाट काजमा गएका ६७ जना र स्थानीय ४७ जना कर्मचारी छन् । यसको अर्थ ४० लाख ६६ हजार ५६० कित्ता सेयर नौं हजार दुई सय कर्मचारीलाई भाग लगाउनु पर्छ । सोझो हिसावबमा प्राधिकरण र आयोजनाका कर्मचारीले प्रत्येकले जम्मा ४४२ कित्ताका दरले सेयर पाउने छन् ।

 

टेलिकमका प्रत्येकले १४७ कित्ता पाउने

टेलिकमले आयोजनामा ६ अर्ब रुपैयाँ ऋण लगानी गरेको छ, यो आधारमा टेलिकमका कर्मचारीले कुल ८ लाख २३ हजार ४७८ कित्ता सेयर पाउने छन् । 

 

ऋण सम्झौता हुँदा टेलिकममा पाँ हजार ६११ कर्मचारी थिए, उनीहरुलाई यो सेयर वाँड्दा औषतमा १४७ कित्ता हात लाग्ने छ ।

 

सञ्चयकर्तालाई जम्मा ४२ कित्ता

आयोजनाको सबैभन्दा थोरै सेयर सञ्चय कोषका सञ्चयकर्ताले पाउने छन् । कोषमा अहिले ८९ हजार निजामति, ९५ हजार नेपाली सेना, ८१ हजार शसस्त्र र नेपाल प्रहरी, ९७ हजार संस्थान तथा सांगठनिक क्षेत्रका कर्मचारी र ८८ हजार सामुदायिक तथा संस्थागत शिक्षक सञ्चयकर्ता छन् । 

 

कोषका सञ्चयकर्ताका लागि तामाकोशीले एक करोड ८२ लाख ९९ हजार ५२० कित्ता सेयर छुट्याएको छ । यो सेयर विद्युत् प्राधिकरणका कर्मचारीले भने पाउने छैनन् । बाँकी सञ्चकर्तालाई बाँड्दा प्रत्येकको भागमा ४२ कित्ता सेयर पर्नेछ । 

- See Bizmandu

जनता बैंकको दुबै हातमा लड्डु, मेगासँग मिल्ने कि ग्राण्डलाई भित्र्याउने ?

नेकपा एमाले निकटका अधिकांश ब्यक्तिहरु संस्थापक शेयरधनी रहेको मेगा र जनता बैंकबीच मर्ज कत्तिको संभव छ ? दुबै बैंकका संचालकहरु अहिले यही संभावनाको खोजी गरिरहेका छन् ।

दुबै बाणिज्य बैंकलाई गाभेर पाँच अर्ब भन्दा बढी चुक्ता पूँजी भएको ठूलो बाणिज्य बैंक बनाउने योजना कहिले पुरा होला ? मेरोलगानीले खोजविन गरेको छ ।

‘दुई पटकसम्म उहाँहरु (जनता बैंक) सँग छलफल भएको हो, यद्यपि यस विषयमा टुङ्गो लागिसकेको छैन – मेगा बैंकका प्रमुख कार्यकारी अधिकृत अनिल केशरी शाहले मेरोलगानी डटकमको जिज्ञासामा भन्नुभयो –‘उहाँहरुसँग पनि समय छ, हामीसँग पनि समय छ, एजिएम सकिए पछि सायद यो हप्ता पछाडि निश्कर्षमा पुगिन्छ होला ।’

गर्भनर यूवराज खतिवडाले यी दुबै बैंकहरुलाई मर्जमा जानका लागि दबाब दिनुभएपछि मर्ज छलफल तीब्र भएको हो ।

जनता बैंकका प्रमुख कार्यकारी अधिकृत डा. रमेश भट्टराइले पनि मर्ज प्रक्रियाबारे छलफल भएको पुष्टि गर्नुभयो । 
यता, जनता बैंक र ग्राण्ड बैंक बीचको मर्जको कुरा पनि उठिरहेको छ । भट्टराईले मेगा र ग्राण्ड मध्ये कोसँग जाँदा राम्रो हुन्छ, उसैसँग मर्ज गरिने स्पष्ट पार्नुभयो ।

भट्टराईले भन्नुभयो–‘एक साता अगाडिबाट ग्राण्ड र हाम्रो डीडीए सुरु भएको छ, डीडीए सकरात्मक आए मर्ज हुन सक्ने अवस्था छ, अन्यथा हुदैन ।’ 
ग्राण्डको निस्क्रिय कर्जा धेरै भएर गत आर्थिक बर्षमा ठूलो घाटामा गएकाले जनताले सस्तो स्वाप रेसियो पाए उसँग मर्जमा जाने सोच बनाएको छ । घाटा नै ब्यहोर्ने गरी भने ग्राण्डसँग जान जनताका संचालकहरुको अरुची देखिएको छ । यस आर्थिक बर्षको दोस्रो त्रैमासमा ग्राण्डले सार्वजनिक गर्ने बित्तीय बिवरण राम्रो आएमा ग्राण्ड र जनताको लगनगाठो जोडिनसक्ने संभावना छ नत्र उस्ले मेगाकै मार्ग अपनाउने छ । 

उता ग्राण्ड बैंकको विषयमा राष्ट्रबैंकले तत्कालै केही नगर्ने जनाएको छ ।
राष्ट्र बैंकका प्रवत्ता मनमोहनकुमार श्रेष्ठले भन्नुभयो– ‘राष्टबैकले तत्कालै हस्तक्षेप गर्ने अवस्था छैन । उनीहरुको वोर्डको हात हुन्छ, वोर्डले नसकेको अवस्थामा मात्रै हामीले हस्तक्षेप गर्ने हो ।

Mero Lagani 

लगानीकर्तामा राजनीतिक सहमति हुने आश

साताको पििहलो दिन नेपाल स्टक एक्सचेन्जमा १४ अंकले परिसुचक बढेर नेप्से ९१७.५ पुग्नुका साथै साढे २६ करोड रुपैयाँ बराबरको शेयर कारोबार भएको छ ।  राजनीतिक दलहरुबीच सहमति बन्ने आशामा लगानीकर्ताले शेयर खरिद गर्ने क्रम बढाएकाले नेप्से र कारोबार रकम दुबै बढेको हो ।

मर्जपछि पहिलोपल्ट शेयर कारोबार खुलेको प्रभु बैंकको शेयर १० प्रतिशतले बढेर २२७ रुपैयाँमा रोकिएको छ ।

यस दिन मालिका बिकास बैंक, सहारा बिकास बैंक, नयाँ नेपाल लघुवित्तलगायतका कम्पनीका शेयर मूल्य झण्डै १० प्रतिशतले बढे । एभरेष्ट बैंक लगायतका कम्पनीका ठूला कित्ता शेयर कारोबार भएकाले बजारमा ठूला लगानीकर्ताको चहलपहल पनि देखिएको छ । सात वटा कम्पनीले एक करोड भन्दा बढीको शेयर शेयर कारोबार गरे ।

Mero Lagani